Check a Car Before You Buy

Before buying any used car, check: (1) MOT history for red flags and mileage consistency, (2) DVLA records to confirm make/model matches the V5C, (3) Tax status to ensure it's legally roadworthy, (4) Outstanding finance (via paid HPI check), (5) Write-off status, (6) Service history, (7) Physical condition during viewing. Always verify the seller's claims with official data.

Check the MOT history for recorded mileage at each test—readings should only go up, never down. Look for suspicious patterns like very low annual mileage on an older car, or sudden jumps. Ask to see service records and compare mileage. Check wear on the steering wheel, seats, and pedals—excessive wear with low miles is a red flag. An HPI check can also reveal mileage discrepancies.

Category S (Structural) means the vehicle sustained structural damage but is repairable. Category N (Non-structural) means damage to panels, electrics, or mechanical parts but not the main structure. Category A/B are for severe damage and should never return to the road. Always get a full inspection before buying any write-off, as repairs may be substandard.

Be extremely cautious. If you buy a car with outstanding finance, the lender can repossess it even after you've paid the seller - you have no legal protection. The debt stays with the vehicle, not the owner. Either ensure the seller clears the finance before purchase (get written proof), or buy from a reputable dealer who provides guarantees. Never ignore this warning.

Watch for: (1) Cloning—stolen plates on a matching make/model, (2) Clocking—rolled-back mileage, (3) Cut-and-shut—two damaged cars welded together, (4) Virtual sales—cars that don't exist, (5) Identity fraud—fake sellers. Always view the car in person, check the VIN matches documents, verify the seller's address, and never pay by unusual methods like gift cards or crypto.

A free DVLA check is the essential first step—it verifies MOT history, tax status, and basic vehicle identity. However, for complete peace of mind, add a paid vehicle history report (HPI-style check) to uncover outstanding finance, write-off status, and theft records. Think of the DVLA check as your foundation, and the full history check as your insurance policy.